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Fireman's Fund Insurance Company Makes Green Building Insurance Products Available

Real_estate_bld_145x135 Seriously, yet another reason to build green buildings.  The list gets longer and longer.  Lower operating costs, higher resale (appraisal) value, healthier work environment, and better workforce productivity, etc.  Wells Fargo wants to finance green buildings and Hines wants to develop them.  And now, California-based Fireman’s Fund Insurance Company wants to insure them.  This is a smart business strategy.  If you’re going to insure something, why not insure the top quality stuff?  As insurer, you’re dealing with the elite, upper echelon of building developers, operators, and owners.  It’s really a no-brainer…

The company will provide green coverage for commercial buildings certified as environmentally friendly in all 50 states starting in late October 2006.  It’s the first insurance company to do so and will offer three different forms:

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Sustainability is Good Business: Obstacles to Green Building Progress

Usgbc_guiding_principles_1 Going green doesn’t mean you’ve turned into a hippy or gone granola, it means you’ve taken a pro-active step to create an efficient, economic, healthy work or home environment.  If you haven’t noticed, there is a nascent (i.e., in terms of popularity), accelerating movement in design + construction towards making buildings sustainable.  It’s likely that 10-20 years from now, the term "green building" will be anachronistic.  All buildings will be "smart" and independent.  But for now, only a small percentage of buildings are heading in this direction and there are a few stubborn reasons to explain why.  In this post, I’m going to talk about sustainable buildings in the context of commercial endeavors, but the principles apply equally to residential.

The fact is, sustainable buildings are better performers: LOWER operating costs, BETTER sales, + HIGHER productivity.  Case studies abound to support this assertion, but the real question is why aren’t businesses flocking to adopt sustainable design principles in their buildings (old + new)?  In a Globe St. article by Brenna Walraven, it was suggested that there are two main obstacles to green building proliferation: 

  1. Energy-efficiency Capital Myth – the myth is that the only way to improve building efficiency is through substantial, significant investments.  My write-up on Adobe’s green building disproves this myth.
  2. Lack of Awareness – this is self-explanatory, but one should consider the impetus to being unlearned on green building, especially for those professionals who make it their line of work to design, construct, + create high-caliber buildings.  Is it political?  Too treehugger-esque?  My response to last-adopters:  sustainable building is to building as Japanese manufacturing is to manufacturing. 

Beddington_zero_energybedzed Buildings that are resource efficient will cost LESS, not more.  Why?  You are using less.  Big changes can be made with slight operational adjustments, and huge capital investments aren’t always required to obtain the greatest benefits for a certain project (new + old).  Further, if you have an architect, property manager, or developer that says it will be too expensive to go the sustainable route, walk the other way and hire someone else.  That group hasn’t been doing their industry homework.  There is a huge paradigm shift in this industry.  If you don’t pay attention, you’ll be like Ford, trying to figure out what makes Toyota so good.  Source via Globe St.

[September] Architectural Record House of the Month: Newport Beach – Heinfeld Residence

House_front_1 Architectural Record always seems to find some of the best modern + green residences in the country:  this month’s spotlight is on Dan + Katherine Heinfeld’s home designed by architectural firm LPA, Inc., in Newport Beach, California.  LPA has a strong commitment to incorporating green concepts in their designs; they’re one of the earliest firms to get involved with the U.S. Green Building Council’s LEED program.  Mr. Heinfeld is the president of LPA, so designing his own home included the added tension of getting it right, to prove to clients that green design can be modern + luxurious. 

Green Features:
House_print The house really does include a slew of sustainable features…it’s built with a Glu-lam and composite beam structure that comprises two stories, four bedrooms, and four bathrooms.  Three sides of the house wrap around a courtyard/pool-area.  The pocket glass and screen doors open up to the solar-heated pool area (Suntrek).  The entire house was designed for efficient natural lighting, including a mostly windowless eastern orientation, an extended roof overhang on the southwestern side, an insulated, translucent skylight in the main room (Kalwall Skylight), and mechanical sunshades in every room (Lutron). 

Pool_house Kitchen Living_room

The house is powered almost completely by the 5.3 KW building integrated photovoltaics (Solar Integrated Technologies).  Also, the carpet tiles (Interface FLOR) and floor (Terrazzo) are both made with recycled content.  Of course, the paint is non-VOC, Eco-shield paint (Dunn Edwards).  LPA even provided the Xeriscaped landscaping.  Really, the Heinfelds didn’t hold anything back when putting this green + modern masterpiece together. 

Extra Links:
House of the Month Article and Project Specs [Architectural Record]
LPA, Inc. Website
Cristian Costea Photos



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